More Week Than Paycheck

Do you have more week left than you have paycheck?

I know we often do. I know, I know it is so important to make a plan and to budget your money, but believe me, on one income that greatly varies according to the work load, I know about coming up short. Sometimes the best of plans don't work out, and in a time when many people may be on furlough because of the government shutdown, for the next few weeks, I thought I would share some tips on what we have done (and are doing) to make things last and survive a long week or two.

My first tip is to have your money in order. I'm no expert, and I can honestly say this is something we struggle with, but the best place for this in my opinion is to go to a Financial Peace University (FPU) class in your area. They have a Home Study version, but I will say that doing the class with other people, helps you to stay accountable to each other and to yourself. I still will go to those people I took the first class with for support when we don't know what to do.

Now, I could give you a link to Amazon (which I would get paid on) but once you take one of Dave Ramsey's FPU, you can always go back and take the class again for free and use your original materials. Now, what we found was that our materials a few years later were updated, but so far, we have been able to follow along just fine.

This one class, I promise will be a life changing event if you take it similar. Don't get me wrong, it takes a lot of work, but it will change your financial future. It doesn't matter if you are just a little short on this weeks paycheck, or if you have so much debt you can barely breathe, or even if your finances are in order, this class will improve your financial life in some way. So go ahead, look up a class in your area today!

We just started taking the FPU class this last week for our second time, so I'll keep you posted on how that works for us. We are working on our "Quickie Budget" this week. I know I am dreading the end of being able to buy what I want, when I want, but I'm also relieved that things will be back on track.
What are some of your suggestions for making it through too much week at the end of the paycheck? Stay tuned as I share more ideas in the coming week or two.

Comments

DIY Pig Feeder

This is our second year of raising pigs for the fair. We've had some bumps along the way, one of them was our homemade feeder of last year. I tend to have ideas, and then Mr. Right gets the pleasure of trying to execute my ideas. Most of the time it works out, but last year, our feeder was a fail. This year, we need a feeder that can go a long period of time, since our pigs are not on our property where we live. Our neighbor made a complaint about the smell of the pigs last year to our landlord, so the landlord told us no more pigs. (Keep in mind, there are only 2 pigs on 6 acres and they are only here for 5 months and then go to the 4-H fair and livestock auction) Thankfully, another neighbor graciously allowed us to pen up a corner of her horse pen, to put our pigs in. This year, I wanted to be sure that Mr. Right did a quality version of the pig feeder that would make it through the entire five months, and hopefully...

Drop Cloth Couch Re-do

It's my 100th Post! What a great big reveal I have in store for you today! Three years ago, I found Miss Mustard Seeds' 6 part How to Make Slipcovers Series and started with watching the first video. I ran out to Home Depot and purchased two drop clothes, washed and bleached them to get ready for making the slipcovers for my two couches, and there they sat folded nicely in my craft room! A year ago, we moved across the country, so I packed those drop clothes up in a box, clearly marked them and put them on the truck. When we arrived, I put them in front of all my other boxes to do first. We even moved again over Christmas, and I moved that box again! Then, I did a pillow re-do, HERE that pushed me over the edge. I just had to tackle those slip covers! Before of the couch and the pillows that began the entire thing! I had a Saturday, where the guys were doing guy things and it was me and the girls hom...

Top 5 Gifts for the Piano Student

As a piano teacher, I thought I'd put out there some of my top recommendations for great, yet practical and fun gifts for the piano student this holiday season! 1. Piano Maybe you weren't totally sold on your child playing piano, or maybe you got an instrument to get you thru the interim, until you find or can afford that better instrument, but what student wouldn't be ecstatic about receiving a better one for Christmas (or consider buying it for your family)? Here's a great article that will get you started in making the right decision: The Ins and Outs of Buying a Piano. If you're wanting to order a digital piano, here are two recommendations: Be sure that you have a stand, pedal, and bench for use with the digital piano. 2. Metronome I love this one But this one is great too! 3. New Music Ok, so this one takes a little research. Ask your piano ...

Prairie Scraps

Search This Blog