This idea actually came to me several years ago, when my relatives started giving our Christmas gifts away to charity in our name (although they get the tax write-off). Don't get me wrong, that sounds super warm and fuzzy and honorable to do, if we had everything in the world, and have not needs or wants. But that's not the case for our family. Each year when we got the card from the charity organization, I would comment that it would be nice if they gave to the Charity of Us. (Painfully, we have 5 kids on one income, and one of those Christmases, my husband had been out of work for 6 months. We were starving and had no gifts for our kids, but some 3rd world family got our Christmas gift of food that year! Sorry for my lack of excitement!) It occurred to me then that I actually can do the same, but give my own family back that gift. I started to purchase their gifts from my own direct sales business through out the year. Each month, when there are extra specials a